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The insurance coverage you need – whenever you’re on the move
Insuring Texas vehicles - from two wheels to four!
We’re your local agents –real, live members of the Dallas community, so we know how to get you the right insurance for your vehicle. Whether your insurance needs are for hitting the winter trails, taking a summer drive, or just the everyday commute, our team can help you find the right insurance to keep you covered.
The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
How much auto insurance is right for you?
Based in Dallas, our team understands the auto insurance needs of our customers.
Auto insurance requirements vary by state. In Texas, to drive you must carry both liability and no-fault coverage:
• Liability coverage – to pay for losses you cause others
• No-fault coverage – to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault
We write insurance in Texas and would be happy to help you ensure you have the right coverage for where you live.
Even in states where coverage isn’t required, drivers must, by law, be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply. To finance a car, it is usually necessary to have insurance which covers damage to your vehicle. This includes:
Collision Insurance
Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.
Comprehensive Insurance (Other than Collision)
Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible). And although it’s not legally required by any state, you will probably need it if your car is financed.
Every person is unique
Talk to us today to find out how to get the best price and value on auto insurance for you.
Ricart Insurance Agency: Insurance is our passion. Call for a quote today at 469-759-9802.
Ride safe and insure your motorcycle.
Riding looks like a lot of fun, doesn’t it? Just imagine heading down 75 with the sun shining and the road stretching out to the horizon. There are other benefits motorcycle riders enjoy as well, such as lower fuel costs and easier parking; but riding a motorcycle safely requires different skills than driving a car.
Do your part to ride safely.
22 percent of riders killed in crashes are not licensed at all or are improperly licensed to operate a motorcycle. When you’re controlling this much force, it’s essential that you have the licensing and training to be in complete control of your motorcycle.
Other drivers in vehicles may not even realize they caused a motorcycle accident.
Do you have uninsured/underinsured motorist protection for potential hit and run incidents?
Coverage Highlights:
• Safety apparel coverage
• Optional custom parts and equipment coverage
• Optional roadside assistance
• Special discounts for bikes stored in a garage, certain rider club memberships, or completion of a certified safety course
Talk to us today to find out how to get the best price and value on motorcycle insurance for your bike or scooter.
Ricart Insurance Agency: Insurance is our passion. Call for a quote today at 469-759-9802.
Modern Insurance for Your Classic Car
It takes more than age to make it a classic. A collector car isn’t just a way to get around. It’s an investment that will continue to appreciate in coming years.
Not all classic or antique cars are used the same, so Ricart Insurance Agency will work with you to select the appropriate policy to accommodate coverage needs, miles driven, vehicle age, and vehicle modifications to make sure you have the best policy to meet your needs. Here are some features you should look for when shopping for classic car insurance:
• Agreed Value: This means the provider will pay you the full (agreed to) amount in the event of a covered total loss, less any applicable deductible. This type of coverage is much better than “actual cash value” or “stated value” that you may get with some companies.
• Low Rates: Why pay full-time insurance when you driver your collector car only part-time.
• Coverage Options: Not all collector cars are the same, so Ricart Insurance Agency can work with you to determine the right amount of coverage to meet your specific needs.
• Generous Mileage: You’re proud of your collector car, so drive it. Not all insurance companies have a mileage limit, but most collector cars should be driven less than 5,000 annual miles to maintain their value.
• Roadside Assistance: Whether you’re down the street or on a classic rally through the mountains, you’ll want to find coverage that will flatbed your car to the closest qualified repair facility.
Do you need insurance for your prized Mustang, Camaro, Charger, Corvette, Thunderbird, or other collector car? Talk with Ricart Insurance Agency today to identify the best combination of coverage, value, and price for you. We can help make sure your insurance continually meets your needs. Give us a call today at 469-759-9802.
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Contact Us
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Address:
2911 Turtle Creek Blvd, Suite 300
Dallas, TX 75219 - Phone: (469) 759-9802
- Email: info@ricartinsurance.com
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Saturday - Sunday: Closed -
D Best, 2017-2022
